On September 11, 2001, Cheryl Ann Monyak of New Hartford was at work in her office at Marsh & McLellan Companies, a professional services and insurance brokerage firm. At that time, the firm occupied eight floors of the North Tower of the World Trade Center, from the 93rd to the 100th floor. When American Airlines Flight 11 crashed into the building, their offices spanned the entire impactzone, from floors 93 to 99. No one present in the offices at the time survived the attack: 295 employees and 63 contractors were killed in that attack, including Cheryl who was only 43.
Memorial Mass Notice
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Following is the Memorial Mass notice for Cheryl Ann Monyak published in the Hartford Courant on September 26, 2001:

Cheryl Monyak
Cheryl Ann Monyak, 43, was a victim of the World Trade Center incident on Tuesday (September 11, 2001). Born December 2, 1957, in Torrington. She was the daughter of Joseph and Doris (Woodard) Monyak of New Hartford. In addition to her parents, Cheryl is survived by a brother, Michael and his wife, Theresa; two nieces, Corinne Marie and Miranda Rose; and several aunts, uncles and cousins.
A memorial mass will be held on Monday, October 1, 2001 at the Immaculate Conception Church in New Hartford, 5 p.m. Shea Funeral Home, 5 Steele Road, New Hartford, has care of the arrangements. Memorial contributions may be made to The Green Woods Scholarship Fund in Winsted, CT.
Doris Monyak’s Interview With ‘The Daily Campus’
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Doris Monyak, Cheryl’s mother, who lives in New Hartford, was recently interviewed by ‘The Daily Campus,’ UConn’s daily campus newspaper, for the 10th anniversary of the 9/11 attacks. Cheryl received her Batchelor’s and Master’s degrees from UConn. With the kind permission of the editorial department of The Daily Campus, following is the full article:
‘We’ve Been Crying These Last 10 Years’
By: Amy Schellenbaum
This time of year, Doris Monyak’s home is quiet.
The television screens stare blankly, grayed and hushed. There is no scratchy babble of the radio or distant murmurings of television jingles or weather forecasts. There is no prattling of news pundits, no greetings from anchors, no analysts, no “experts” and no photomontages.
In her home, there is no coverage of the event that killed her daughter, UConn alumna Cheryl Monyak.
“I know it’s big news and all, but when you actually see the tower burning and you know she was there – it’s like living it all again,” Mrs. Monyak said.
This year, like the eight years previous, Mrs. Monyak doesn’t want to risk seeing or hearing about the day two jetliners crashed into the World Trade Center. On Sept. 11, 2001, the jetliner servicing American Airlines Flight 11 crashed into the floor her daughter worked on as a vice president at Marsh and McLennan.
“She went into work that morning – they were working on a big project,” Mrs. Monyak said. “She was always early. She got in early and was prepared for the day. Then everything happened.”
At approximately 8:46 that morning, the first of two Boeing 767 planes hit the North Tower of the World Trade Center. The crash directly decimated floors 93-99 of the North Tower, all of which were operated by Marsh and McLennan, where Cheryl, 43, worked, dealing with risk insurance around the world.
“She was a great business woman, and I know she was respected by the people she worked with,” Mrs. Monyak said. “She was a great gal – very intelligent and very outgoing.”
Mrs. Monyak was shopping at Target the morning of the attacks.
“You know, there was a TV section. I heard this woman say, ‘Oh my God,’” Mrs. Monyak said.
The image of the Twin Towers and the surrounding steel-colored clouds of smoke and debris played across dozens of screens in the discount retail store.
“[The woman in Target] said that was the World Trade Center and I knew that’s where Cheryl worked,” Mrs. Monyak said.
Nobody working for Marsh and McLennan on those floors survived; Cheryl was one of 295 Marsh employees that died that day. Mrs. Monyak said she was able to meet the families of other victims.
“Through the business world and everything, she made a lot of friends over the years. She worked with great people,” said Mrs. Monyak.
According to the New York Times “Portraits of Grief,” Cheryl’s friend Martha Ambros described her as a “magic person.” Friends served champagne and dessert at the memorial service to celebrate the life of the woman who made sure a bowl of M&Ms was placed in the middle of the boardroom table, according to the article. When things got heated in a meeting, she would reach across the table and grab some M&Ms to diffuse the tension.
“She did great in the business world, but she was never a snob. She was…an everyday person. She had a lot of common sense,” said Mrs. Monyak. “She was intelligent and willing to try anything. She was very quick at adapting to things.”
According to a Daily Campus article published in 2002, Cheryl was a Resident Assistant at UConn. One day, some students stole a pig from the agricultural side of campus and let it loose in the dorm hallway. According to the story, instead of getting angry, Cheryl laughed it off.
“Nothing bothered her, not even things like that,” Cheryl’s father Joseph Monyak told Daily Campus reporter Jennifer Babulsky.
Cheryl graduated from UConn with her Bachelor’s Degree in business administration in 1979 and got her M.B.A. from UConn in 1981.
“She learned some good things from UConn,” said Mrs. Monyak. “She got along with her women professors…[Cheryl] got to be a strong woman.”
In January 2002, the day before Mrs. Monyak’s birthday, the Connecticut police informed the couple they had found Cheryl’s body. Cheryl’s remains are “back home” in New Hartford. Mrs. Monyak is not traveling to New York City for any memorial services.
“We’re not going to New York because we have her here. I know a lot of parents, husbands, wives who probably never got the body back of their loved ones but…I have no desire to go down. It will be like reliving the whole thing,” Mrs. Monyak said.
Before she took her job at Marsh and McLennan, Cheryl was living in California working for The Travelers Companies and later Universal Studios. But the east coast called her home and she accepted a job offer as an executive at the New York City-based insurance company. She lived in Brooklyn, New York and then in Greenwich.
Cheryl has a scholarship in her name, the New Hartford Knights of Columbus Cheryl Ann Monyak Scholarship. Cheryl is survived by her mother, her brother Michael, his wife Theresa and their daughters, Corinne and Miranda.
“We’ve been crying these last 10 years,” Mrs. Monyak said.
To read the above article by Amy Schellenbaum please visit The Daily Campus.
Cheryl’s Continued Presence
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To catch a glimpse of the exceptional woman that Cheryl was, one has only to read some of the comments posted by her friends and colleagues on Cheryl’s page of the 9/11 Memorial website set up by Marsh and McLellan for its employees lost on 9/11. It’s obvious from these comments that Cheryl continues to be a positive, loving presence in the lives of those who knew her. In the words of her friend, Martha Ambros:
“She was another member of my family and a wonderful source of warmth, inspiration, commaraderie,fun, and love. Cheryl brought a pure, positive energy to everything she did. She wasted no time and made the most of every situation. I miss her everyday. As my daughter, Caroline says, “Mommy, Cheryl is still with us. She will be in your heart forever.”
Cheryl Ann Monyak of New Hartford was one of the 2,977 innocent people who lost their lives in the terrorist attacks on September 11, 2001.

This memorial bench is dedicated to Cheryl Ann Monyak. The bench is located in Callahan Park, a few minutes from Cheryl's home in New Hartford. Photo: Maria Moore




































































